Real estate investment

Most people treating property as an investment are making the decision backwards. They find a project they like, calculate if the EMI fits their salary, and call that analysis. They skip the question that actually matters: is real estate the right place for this money at all?

This section exists to answer that question honestly.

You’ll find comparisons between property, mutual funds, REITs, and gold — using actual return data, not assumptions. You’ll find guides on how much capital you need before property investment makes sense, how to evaluate a project without relying on a broker’s brochure, and when a flat is a smarter buy than a REIT unit.

The analysis here covers both direct property ownership and indirect routes like REITs and fractional real estate platforms, which have changed what “investing in real estate” means for someone starting with ₹5 to ₹50 lakhs.

If you’re deciding whether property belongs in your portfolio, start here.